Muthoot Chambers, Opp.Saritha Theatre Complex, Banerji Road, Ernakulam - 682 018, Kerala, India

Financial Services

The Company

Muthoot Finance Ltd., the flagship company of The Muthoot Group was founded in 1939, by Shri. M. George Muthoot. The company today is India’s largest and the world’s biggest Gold Loan Company. With a holding of 146 tonnes of gold, Muthoot Finance is also one of the companies to hold the largest gold reserves in the country.


Listed on both BSE and NSE, the company is registered with the RBI as a Systemically Important Non-Deposit Taking NBFC. Muthoot Finance Ltd. has been serving millions of underserved and unbanked Indians to bring them under the banking network by providing them with easy Gold Loans. This has in turn led to their financial inclusion. Muthoot Finance, today, has a presence across India and abroad through its network of 6500+ branches, 60% of which are located in Tier III to Tier VI cities. The average ticket size of our loans is around Rs Rs. 70,000/- to Rs. 75,000/- only, helping us serve the unbanked masses in rural, semi-urban, and urban areas of the country.


Customers - Our Priority

Being an organization focused on serving the customers’ needs & financial inclusion of the unbanked masses, Muthoot Finance has revolutionized the borrowing mechanisms by making it extremely easy for our customers to take loans. Our Gold Loans start from as low as Rs. 1,500 to even Rs. 1 crore. Our hassle-free and least documentation systems allow us to clear loans over the counter quickly. This is what makes the Muthoot Finance Gold Loans truly a customer’s delight!


From Pioneering Gold Loans to Transforming Them

Our pioneering steps in the realm of Gold Loans have transformed the very concept of Gold Banking. We changed the concept of Gold Loans from that of a ‘last resort’ or ‘desperate loan’ to a ‘need-based product’. And gradually we also succeeded in reshaping the model of Gold Loans into a ‘lifestyle banking product’, pervading them into the urban markets as well. Our diverse customer base comprises not just the underserved from rural corners of the country but also HNIs, Super HNIs, and Big Borrowers.

A Million Dreams Come True!

Muthoot Finance can today proudly state that its easy Gold Loan schemes have not only facilitated customers with the much needed finance during their times of distress but have also empowered ideas, aspirations, expansions, and growth!

At Muthoot Finance, it is our privilege and honour to be an integral part of the process of Financial Inclusion and the economic progress of the country. We endeavor to continue our efforts in this direction while reshaping lives across India and helping a million dreams come true!

Group of Companies

Muthoot Chambers,
Opp.Saritha Theatre Complex,
Banerji Road,
Ernakulam - 682 018,
Kerala, India,
Ph: 0484 - 2394712, 2396478.
Fax: 0484 - 2396506.

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